Benefits of choosing Blue Cross Life Insurance
You’ll enjoy some key advantages when you choose Blue Cross Life for your term life insurance policy. Here’s what sets us apart.
1. Trusted insurance expertise for over 80 years
When it comes to your family’s security, experience matters. More than 8 million Canadians trust Blue Cross for their life, health, and travel insurance needs. By choosing us, you’re backed by over 80 years of expertise and a commitment to quality and affordability.
We take great pride in our track record as one of the most respected and trusted life insurance providers in the country. To us, that means making life insurance truly accessible. Our goal is to help more Canadians secure personalized, comprehensive coverage that protects their family's financial future.
2. Quick quote and simple online application
We think that life insurance policies should be easy to understand and even simpler to obtain. Our streamlined, fully digital application removes many of the traditional barriers to getting coverage. This allows you to get a quote and activate a policy entirely from home, without the confusing jargon or unnecessary hurdles.
Using innovative technology, Blue Cross Life makes it easier, faster, and more convenient to get life insurance. By operating more efficiently and reducing costs, we pass the savings on to you while still offering comprehensive coverage.
3. Competitive, affordable rates that fit your budget
Cheaper coverage isn’t always better, but getting covered shouldn’t break your budget either. With Blue Cross Life, you receive top-tier coverage at rates that rank among the most affordable in Canada.
You can choose a coverage amount that best meets your needs, with affordable rates that never change throughout your term. To make coverage even more accessible, we offer couples a 10% discount on first-year premiums and provide parents with $10,000 in complimentary coverage for each dependent child.
4. Flexible coverage options for every life stage
Your insurance needs are unique, and your coverage should be too. Blue Cross Life offers flexible term lengths ranging from 10 to 30 years, with coverage amounts between $100,000 and $5 million.
Our policies provide protection that can evolve with you as you progress through different stages of life. Whether you’re welcoming a child or purchasing a new home, you can easily get additional coverage as your financial responsibilities change.
5. Helpful support when you need it
Many people delay life insurance decisions because the wrong information makes it feel overwhelming. We’re here to clear the confusion and make it easy to secure the reliable protection your loved ones deserve.
Our priority is empowering Canadians to make informed life insurance choices with confidence. From your initial quote to securing your coverage, our team of knowledgeable, licensed advisors is available to answer your questions and provide expert guidance every step of the way.
Who should consider term life insurance with Blue Cross Life?
While everyone’s financial journey is different, a term life policy is often the most effective way to manage risk during the years your financial responsibilities are highest. You should consider a policy with Blue Cross Life if you:
- Have financial dependents: Such as children, aging parents, or others who rely on your income.
- Manage significant debt: Including mortgages, student loans, or business liabilities.
- Are navigating life transitions: Such as buying a home, growing your family, getting married or divorced.)
- Have a coverage gap: You need more protection than your workplace benefits provide, or you are self-employed and don’t have employer-sponsored insurance.
- Prioritize flexibility: You want the ability to customize your coverage amounts and term lengths to match your specific needs and timeline.
- Value affordability: You’re looking for the best term life insurance provider in Canada that balances a high level of protection with competitive pricing.
How does the application process work?
For decades, buying life insurance meant navigating a tedious, time-consuming application and underwriting process. Traditionally, you would have to complete lengthy paperwork, juggle various in-person appointments, and wait weeks (if not months) for a decision.
Blue Cross Life has reimagined this experience with a fully digital, hassle-free application. It’s an easy, fast, and transparent process that can be completed from your computer or mobile device from anywhere in Canada, in as little as 20 minutes. If any follow-up or medical testing is required, our team of expert advisors will guide you through each step of the process.
3 Simple Steps to Getting Covered
Step 1: Get a personalized quote
Answer a few quick questions to see your estimated rate in seconds, with no obligation to purchase.
Step 2: Apply in under 20 minutes.
Complete our straightforward online questionnaire – no paperwork or in-person meetings required. Our licensed advisors are available to connect by phone or email if you need any support.
Step 3: Get coverage as soon as you’re ready
Many eligible applicants are approved right away. You can review your terms, accept your coverage, and activate your policy on the same day, all from the comfort of home.
Secure your family’s future today
Choosing the best term life insurance in Canada means finding an affordable rate with a provider you can count on for the long term. By combining our legacy of trusted expertise with a modern approach, Blue Cross Life makes it easier than ever to secure your loved ones’ future.
