Our fast-paced lifestyles can often lead to accidents in or out of the home. If an injury occurs, getting the right treatment can be vital, but it can also be expensive.
Provincial health insurance and group benefits plans may only cover some of the costs associated with recovery. But if an accident keeps an employee out of work during or following treatment, bills can quickly pile up, causing stress for them and their family. Voluntary accident insurance from Blue Cross Life pays benefits regardless of any other insurance they may have, so they can stress less and focus on recovery.
In the event of an accident, this valuable coverage pays a covered employee cash benefit for a variety of covered occurrences, including home or long-term care services, dislocation or fracture, burns, rehabilitation and more. With accident Insurance from Blue Cross Life voluntary benefits, employees have the financial support to pay bills related to an accident, such as transportation, home or vehicle modifications, lodging or out-of-town treatment. They can also use this cash benefit to help pay for expenses, such as rent or mortgage and other daily living expenses.
Unintentional injuries were the third leading cause of death in Canada in 2023, accounting for 20,597 deaths - and were the leading cause of death in every age group from 1 to 44. 4.
were reported in Canada in 2024. This reflects accepted workers1; compensation claims, not all workplace injuries. 1
in Canada in 2023-2024; about 13% of an estimated 15 million ED visits due to injuries 2
said their household could not cover an unexpected $500 expense 3
Sources:
® Registered trademark of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross Plans and Licensees. Used under license by Blue Cross Life Insurance Company of Canada, an independent licensee of the Canadian Association of Blue Cross Plans.
Individual Term Life and Critical Illness Insurance products are underwritten by Blue Cross Life and distributed by PolicyMe Corp.
Voluntary Benefits are underwritten by Blue Cross Life.